While First Internet Bank (First IB) offered consistently good (and occasionally great) CD rates starting in 2016, those rates began a steady decline in early 2019. This past April, First IB did across-the-board CD rate increases (in the neighborhood of 20-25 bps), but those gains were short-lived. The current CD rates tend to be higher than the best savings account rates, but you sacrifice access to money in CDs. If that doesn't work for you, check out our list of best online savings accounts. The CD rates from Union Bank are not competitive. The only exception is that some CD terms offer an interest rate of 0.20% if you make an initial deposit of $10,000 or more. If you can afford that initial deposit, Union Bank is worth considering. Otherwise, you should consider another bank.
- Union Bank Cd Rates August 2019
- Union Bank Cd Rates Certificate Of Deposit
- Union Bank Cd Rates Lincoln Ne
- Union Bank Cd Rates Highest
Making your money work as hard as possible is important. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.
![Rates Rates](/uploads/1/3/5/8/135895913/861576065.jpg)
Union Bank Cd Rates August 2019
Simple CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. Our Simple CDs offer our highest APY for the term of the CD but are not eligible for the potential year-end Member Saver Reward1.
Term Length | Interest Rate2 | APY3 |
---|---|---|
6 Months | 0.40% | 0.40% |
12 Months | 0.50% | 0.50% |
18 Months | 0.55% | 0.55% |
24 Months | 0.60% | 0.60% |
36 Months | 0.75% | 0.75% |
Standard CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
Term Length | Interest Rate2 | APY3 |
---|---|---|
6 Months | 0.33% | 0.33% |
12 Months | 0.42% | 0.42% |
18 Months | 0.46% | 0.46% |
24 Months | 0.50% | 0.50% |
36 Months | 0.63% | 0.63% |
Bump Rate CDs
The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
Term Length | Interest Rate2 | APY3 |
---|---|---|
48 Months | 0.72% | 0.72% |
60 Months | 0.80% | 0.80% |
![Union bank cd rates in bowling green ohio Union bank cd rates in bowling green ohio](/uploads/1/3/5/8/135895913/644549207.jpg)
Youth CDs
Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000. These CDs are eligible for our Member Saver Reward1.
Term Length | Interest Rate2 | APY3 |
---|---|---|
6 Months | 0.58% | 0.58% |
12 Months | 0.71% | 0.71% |
HSA CDs
Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
Union Bank Cd Rates Certificate Of Deposit
Term Length | Interest Rate2 | APY3 |
---|---|---|
12 Months | 0.42% | 0.42% |
24 Months | 0.50% | 0.50% |
36 Months | 0.63% | 0.63% |
48 Months | 0.72% | 0.72% |
Union Bank Cd Rates Lincoln Ne
An HSA CD can be opened by calling us or stopping by.
Union Bank Cd Rates Highest
- While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. ↩︎↩︎2↩︎3↩︎4↩︎5
- Rates are subject to change on a daily basis. ↩︎↩︎2↩︎3↩︎4↩︎5
- APY assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal. ↩︎↩︎2↩︎3↩︎4↩︎5